Texas Hail Damage Attorneys

How Hail Damages Your Property

Some pieces of hail are small bits of ice that don’t harm anything. Other pieces of hail are the size of almonds or even golf balls, causing serious damage to anything below. In minutes, a hailstorm can ravage your property, including any cars that are not parked under a covering or in a garage.

Hail can cause these types of damage and many more:

• Roof holes
• Shingle cracks
• Windowpane cracks
• Vehicle dents
• Windshield cracks
• Garage door dents
• Patio furniture damage
• Landscaping damage

Insurance Information After a Hailstorm

When a hailstorm has passed and it is safe to go outside again, you should document the scene as thoroughly as possible. Take photographs and video footage of any visible hail damage around your property, including structures, vehicles, and any property you normally keep outdoors like BBQs and patio furniture sets. Ideally, you will be able to take the photos while the hail is still melting on the ground, so it is clear that the images were captured right after the storm passed, which should make it more challenging for the insurance company to dispute your claim.

Why Do Insurers Deny Hail Damage Claims

Even if you file a perfectly valid hail damage claim, an insurance company might surprise you by denying it. Why? The reason might not be obvious at first. Many policyholders are bothered to find that the denial letter sent to them is unclear, misleading, or doesn’t mention why the claim was denied at all. If your claim is denied, you should talk to our attorneys right away, so we can see if legal action can help set things right.

Insurance companies may deny hail damage claims because:

• Damage was not caused by hail.
• Damage was too minimal to justify a claim.
• Damage was only missing shingles (often not covered).
• Insurance company wants to save money.

If your hail damage claim is not denied and you are offered a settlement right away, you should be just as wary as if your claim was denied. Quick settlement offers from insurers are sometimes intentionally undervalued because, once you sign an offer or agreement, the case is closed and you can’t fight for more, not even in court. Be sure to let us review any offers you are provided by your insurance provider before you sign it.

Hail Damage Claims We Handle

The Law Offices of Omar Khawaja can handle a variety of hail damage claims in Texas, such as:

• Residential hail damage claims: Your homeowner’s or renter’s insurance may provide coverage for damage specifically caused by hail and hailstorms.
• Commercial hail damage claims: If your business was damaged by a hailstorm, your business owner’s insurance or a similar policy could cover the costs of repairing it.
• Vehicle hail damage claims: Let us review your auto insurance policy to see if damage from severe weather – which arguably should include hail – is covered.

Get the Help of Our TX Hail Damage Lawyers Now

You could be surprised by an undervalued or denied hail damage claim, even after you have made certain to never miss an insurance payment. Or you might already have a headache thinking about filing a claim and engaging in a back-and-forth with an insurance adjuster. Whether you need to file a hail damage claim or already have but ran into trouble, the hail damage claim attorneys of The Law Offices of Omar Khawaja are ready to lead the way and represent your best interests from start to finish. We proudly fight bad faith insurance tactics, including if that means going to court.

Dial (713) 561-5454 or fill out an online contact form to get in contact with our team.