If you’ve been injured and the insurance company sends you a settlement offer, stop and take a breath. It might feel like a relief—money in your hands, case closed. But here’s the truth: most first offers are lowball attempts to settle your case cheaply and quickly.
Why the First Offer is Rarely Fair
Insurance companies are businesses. Their job isn’t to make you whole—it’s to protect their profits. That first check they offer might barely scratch the surface of what you’ve lost, and it almost never accounts for:
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Ongoing medical treatment
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Long-term pain or disability
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Missed work or future lost income
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Emotional trauma
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Loss of enjoyment of life
If you cash that check, you may be giving up your right to ask for more—forever.
What You’re Really Giving Up When You Settle Too Soon
When you accept a settlement, you’re signing a release of liability. That means:
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No second chances.
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No going back if your injuries worsen.
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No more legal action, even if the settlement didn’t cover everything.
Too many injured Texans find out after the fact that their recovery will take longer, cost more, and impact their lives in ways they didn’t expect. But by then, it’s too late.
You Have Legal Rights—Know Them Before You Sign Anything
The law entitles you to compensation for a wide range of damages, including:
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Medical expenses (current and future)
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Lost wages
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Pain and suffering
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Loss of earning capacity
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Property damage
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Disfigurement or permanent impairment
But insurance companies won’t just hand over what you deserve. You have to fight for it—or have someone fight for you.
You Deserve Time to Heal, Not Pressure to Settle
One of the most common tactics insurers use is pressure. They want you to believe:
“This is the best offer you’ll get.”
“You need to sign now.”
Don’t fall for it.
You’re allowed to take time. You’re allowed to ask questions. And you’re absolutely allowed to say no.
Why You Need a Personal Injury Attorney on Your Side
At The Law Offices of Omar Khawaja, we’ve helped countless clients push back against unfair insurance tactics—and win real compensation that changes lives. When you hire us, we will:
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Review the full scope of your damages
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Negotiate aggressively with the insurer
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Prevent costly mistakes or waivers
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Handle paperwork and deadlines
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Fight for every dollar you’re entitled to under Texas law
You don’t pay us unless we win. And we don’t back down.
Don’t Settle for Less Than You Deserve
If you’ve received a settlement offer, don’t sign anything until you talk to us. A free consultation could be the difference between getting shortchanged—and getting justice.
Contact The Law Offices of Omar Khawaja today for a FREE, no-obligation case review. Let’s make sure your future is protected.