Houston Uninsured/Underinsured Motorist Accident Lawyer
The events following any car accident are frightening. When injuries are involved, you turn to insurance companies to help you pay for the losses that their driver caused you. However, when the at-fault driver does not have an insurance policy to cover your damages, obtaining an insurance settlement becomes more challenging.
Even when an uninsured driver hits you, there are Texas civil laws that protect your rights to compensation. There are civil deadlines that apply to these claims, which means that you should reach out to a Houston uninsured/underinsured motorist accident lawyer at the law offices of Omar Khawaja as soon as possible.
Call for a Free Case Evaluation Now
We will guide you in making sense of your situation and provide you with information on how you can proceed in obtaining a settlement or court award. Our law firm will not charge you legal or attorneys’ fees until we win your case. Get started today during a Free Consultation by messaging us here or calling 281-888-2339.
Insurance Limits Can Affect the Outcome of Your Case
When you are hit by an uninsured/underinsured motorist (UIM/UM), it is common for uncertainty to complicate the process. As such, it is vital to understand insurance and personal injury laws and how they apply to your specific situation. A Houston uninsured/underinsured motorist accident lawyer will offer a tremendous source of help in this arena.
First, you should know that every single driver in Texas is legally required to carry a minimum liability policy that covers:
- $30,000 per injured person
- $60,000 minimum total limit
- $25,000 for property damage
When the at-fault driver does not have this form of coverage, you may need to turn to your insurance company for help. If you do not have these insurance benefits, then a Houston uninsured/underinsured motorist accident lawyer will work with your health insurance provider or take the other driver to civil court if he or she has assets.
Get Legal Help Today from a Houston Uninsured/Underinsured Motorist Accident Lawyer
Ensure that you are not in a position where you are not adequately compensated for your injuries or family members’ death. Hire the law offices of Omar Khawaja to investigate your accident and preserve evidence that builds your case. Call us now at 281-888-2339 for a Free Case Evaluation. You can also message our legal team through our contact form here.
How a Houston Uninsured/Underinsured Motorist Accident Lawyer Will Help
Texas civil statutes allow you to hold negligent parties liable for their reckless or careless actions toward you when they owed you a duty of care. Every driver owes each other a duty of care according to the rules set forth when receiving a driver’s license. In the case of UIM/UM, they are more challenging to pursue since the driver may have committed a hit-and-run or when other forms of coverage are not available.
The first step you or you family should take after an accident is contact a Houston ininsured/underinsured motorist accident lawyer at the law offices of Omar Khawaja to help you:
- Analyze and understand which insurance policies are available
- Investigate the accident and history of the parties at fault
- Determine negligence on behalf of the uninsured driver
- File a claim with comprehensive evidence documentation to insurers
- Negotiate an insurance settlement or fight for a jury trial award
Our legal team will not back down from a tough battle with insurance companies or unsavory drivers who fail to meet statutory insurance requirements. You will always have a fierce legal partner on your side when dealing with their tactics if you hire a Houston uninsured/underinsured motorist accident at our firm.
You Have a Right to Financial Compensation Under Texas Civil Laws
The financial devastation of a motor vehicle accident is staggering, and this assertion is especially true regarding UIM/UM matters. However, Texas’s civil laws protect your rights to a civil award when someone negligently causes your accident, no matter the other driver’s financial circumstances.
Types of compensation that the law offices of Omar Khawaja have successfully won for clients include:
- Short- and long-term medical care
- Lost benefits and wages from time missed at work
- Physical pain and suffering
- Emotional distress and mental anguish
- Lost future earnings capacity if you are unable to return to your job
- Physical and vocational therapy
- Wrongful death and survivor action awards for surviving family (wrongful death cases only)
- Punitive damages for cases involving high-levels of negligence
- Other recoverable damages by law
If your loved one passed away after a car accident involving an underinsured/uninsured motorist, your family could file a wrongful death case to obtain the money you deserve. There are solutions, even when things seem like they cannot get any worse. A Houston uninsured/underinsured motorist accident lawyer at the law offices of Omar Khawaja will ensure that you have all of the answers you need to move forward confidently.
Contact the Law Offices of Omar Khawaja for a Free Case Evaluation
If you need a Houston uninsured and underinsured accident lawyer that you can count on and trust to help you through these challenging times, the law offices of Omar Khawaja are ready to help. We know how debilitating an accident with a UIM/UM driver is, and it is for these reasons that our firm commits itself to help you every step of the way.
No Advance Attorneys’ Fees Unless You Win
The choice between health care and legal help should never be a decision you are forced to make. As such, our office does not charge our clients any advance legal fees until we win your case. There is no financial risk since we will advance insurance settlement or litigation costs. If we believe that we can add value to your case in the long-run, we will recommend hiring us to win for you.