If your home suffers from damage that was not your fault, you have the right to compensation from your insurance company. However, insurers are known for lowballing settlements, leaving good families without repairing their residence. You should not have to pay for the damages that someone else caused to your home, and the Houston third-party damage lawyers at the law offices of Omar Khawaja are ready to help you fight back.
Connect for a Free Case Evaluation
You do not have to accept less than what you deserve for your home’s damage. Contact the law offices of Omar Khawaja for a Free Case Evaluation now by calling (281) 888-2339 or send us a message online directly. We will not get paid for our legal services until you win your case.
First-Party vs. Third-Party Claims
Third-party claims are different than first-party claims. They are more complicated because they usually involve multiple parties, insurance policies, and levels of liability. However, filing a claim with a Houston third-party damage lawyer will allow you to pursue a fair award when someone else owes you money for property damage, aside from your insurer.
First-party insurance claims are when you are filing a claim against the at-fault party. Their insurance company will assess your claim and offer a settlement that they believe is fair. These types of claims are what we “traditionally” think of as filing a property damage claim.
Third-party claims are used when a third party causes damage to your home. However, the insurance company is still legally responsible. Types of policies that cover third-party claims include general liability, homeowners’ liability, and other liability-related policies.
Learn More About Your Case Today
You deserve to have a fair evaluation of your case. Contact the Houston third-party damage lawyers at the law offices of Omar Khawaja for your Free Case Evaluation to find out more about your legal options at (281) 888-2339. You are also welcomed to send us a direct message about your case here.
Common Types of Third-Party Damage Cases We Represent
Third-party claims also encompass cases that involve “Acts of God” and criminal activities. Regardless of what—or who—caused your property damage, you should be able to rely on your insurance company when you have coverage available. The Houston third-party damage lawyers at our firm will dutifully fight back against unfair denials and subpar settlements on your behalf.
Common types of third-party damage cases we represent include:
- Total claim denials
- Partial claim denials
- Bad faith insurance claims
- Flood or water damage
- Hurricane damage
- Storm damage
- Roof damage
- Mold damage
- Income loss
- Fire damage
- Theft losses
- Other types of property damage
While the above-referenced list of property damage claims is not exhaustive, it is essential to understand that your claim is subject to deadlines in the form of notification deadlines or statutes of limitations. Do not miss these deadlines if you do not want to jeopardize your case.
Insurance Companies Are Not on Your Side
It is truly frustrating and upsetting when the insurance company you counted on denies your claim, offers you an inadequate settlement, or does not pay their cases promptly. Texas laws protect your rights against these types of activities, and a Houston third-party damage lawyer wants to help you take a stand against injustice.
Keep in mind that the insurance company only pays you what they believe is coverable. The law offices of Omar Khawaja will help you sort fact from opinion to secure an award that you deserve.
We will take a stand against flimsy claim denials, including:
- Uncovered damage
- Pre-existing damage denials
- Policy limitations
The team at the law firm of Omar Khawaja works with our clients to handle their disputed claims using the most comprehensive strategy possible. You do not have to agree to or accept the insurer’s initial offer without first speaking to a Houston third-party damage lawyer. We will help you gain insight and knowledge into your case to prepare to make clear decisions at every turn.
How a Houston Third-Party Damage Lawyer Will Help
A Houston third-party damage lawyer represents you when your insurer denies your claim or offers you an amount that is less than your policy terms or Texas state laws. The law offices of Omar Khawaja will pursue your dispute or civil court claim on your behalf while you focus on making a financial and property damage recovery.
You can count on our legal team to:
- File all necessary documents and forms
- Package your case as if we are going to trial
- Litigate claims that stall in the negotiation phase
- Preserve evidence that speaks to the facts
- Not bill you in advance for our services
There are several moving parts when it comes to a third-party damage claim. A single misstep can derail your outcome. Houston third-party damage lawyers will ensure that your case avoids all legal mistakes so that you have a fair shot at a fair settlement or civil court award.
Deadlines Apply to Your Property Damage Case
Texas, like all other US states, imposes deadlines on property damage cases. These civil deadlines vary according to the type of damage your house suffered, where you live, and the type of claim you’re filing. Instead of leaving your case to chance, determine which deadlines apply to your situation by calling a Houston third-party damage lawyer at the law offices of Omar Khawaja.
Contingency Fee Agreements
You do not have to choose between safeguarding your home and letting the insurance company get away with its actions. The Houston third-party damage lawyers on our firm will not charge you any legal fees until we win your case. You will owe us nothing, otherwise.
Get a Free Case Evaluation
Regardless of the type of third-party case you are facing, you have a right to challenge the insurance company’s decision. Our legal team deals with insurance companies routinely, and we are ready to put our experience behind you. Get your Free Case Evaluation now by calling (281) 888-2339 or send us a message online.